Insurance & Retirement Specialist
SeanHolguin
Strategic consulting for life insurance, retirement planning, and financial protection — built for individuals who want clarity and confidence in their financial future.
Insurance & Retirement Specialist
Strategic consulting for life insurance, retirement planning, and financial protection — built for individuals who want clarity and confidence in their financial future.
What We Do
Personalized strategies built around your goals — not a product quota.
Annuities, IRA rollovers, and retirement income solutions designed to deliver stability and growth throughout your retirement years.
Work With UsFixed and indexed annuity analysis and placement — helping clients understand their options and maximize guaranteed income streams.
Work With UsTerm, whole, universal, and indexed life insurance solutions tailored to protect your family and your financial legacy — explained in plain language.
Work With UsKey-person life insurance, buy-sell agreements, and executive benefit strategies to protect and fund your business continuity.
Work With Us
About Sean Holguin
Sean Holguin is an independent insurance and retirement consultant dedicated to helping individuals, families, and businesses build financial confidence through strategic planning. Serving clients nationwide.
With deep expertise in life insurance, annuities, and retirement income strategies, Sean brings a straightforward approach to complex financial decisions — translating industry jargon into actionable guidance that clients can trust.
TESTIMONIALS
"I had no idea what to do with my 401k after leaving my job. Sean walked me through everything, no pressure at all. Ended up rolling it into an annuity that actually makes sense for my situation. Wish I found him sooner."
Michael R.
Retired — Former Plant Manager
"My husband and I were just winging it with our retirement savings, honestly. A friend referred us to Sean and he completely changed how we think about it. He's not trying to sell you something — he's actually trying to help."
Linda & Tom K.
Small Business Owners, Texas
"I came in pretty skeptical — I've dealt with pushy agents before. Sean was totally different. Explained everything clearly, answered every question I had, and never once made me feel rushed. Highly recommend."
David M.
Engineer, Pre-Retirement
"Sean helped me set up a life insurance policy I actually understand. I've had policies before but never really knew what I had. He broke it all down and made sure it actually fit my budget. Really refreshing."
Priya S.
Nurse, 38
"Retiring at 62 felt impossible until we sat down with Sean. He showed us exactly how to structure our income so we're not just hoping the market holds up. That peace of mind is worth everything."
Carlos & Maria V.
El Paso, TX
"I watched a couple of Sean's TikToks and honestly learned more in 5 minutes than I had in years. Booked a call the same day. He's the real deal — super knowledgeable and easy to talk to."
Jason T.
IT Manager, 45
How It Works
We begin with a complimentary call to understand your goals, current coverage, and financial picture.
We conduct a thorough review of your situation and identify the right products and strategies for you.
You receive a personalized plan with clear options, transparent pricing, and zero sales pressure.
We remain your advisor as life changes — reviewing, updating, and optimizing your coverage over time.
Get Started
Schedule a complimentary consultation and take the first step toward a strategy built specifically for you.
Book Your Free Consultation915-490-8830 · NPN #19493024 · Serving Nationwide
Free Planning Tool
Enter your balance and age. See exactly what every option pays — side by side. No guesswork.
| Option | Monthly Income | Annual Income | Market Risk | Guaranteed for Life |
|---|---|---|---|---|
| Leave in 401(k)4% withdrawal rule | $3,870 | $46,436/yr | Yes | No |
| Fixed AnnuityGuaranteed rate, no market risk | $2,636 | $31,626/yr | None | Yes |
| Fixed Indexed AnnuityFloor protection + upside potential | $3,568 | $42,819/yr | None | Yes |
| FIA + Income Rider★ Best GuaranteedGuaranteed lifetime income | $4,460 | $53,524/yr | None | Yes |
| MYGAMulti-Year Guaranteed Annuity | $3,015 | $36,176/yr | None | Yes |
| SPIAImmediate income, starts within 12 months | $1,800 | $21,600/yr | None | Yes |
Get your personalized strategy — no obligation
Plain-English resources to help you make smarter decisions with your money. No fluff. No pitch.
🔒 No spam. No sales calls unless you ask. Your info stays private.
Download them below. Sean will follow up by email with any questions.
Want to see what your savings could generate?
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Free Resources
Enter your info below and all 3 guides will download instantly — no spam, no pressure.
Your info is private and will never be shared or sold.
Check your downloads folder. Sean will be in touch shortly.